Frequently asked questions

FID stands for Financial Intelligence Dashboard. It is a personal-finance app for Indian individuals and families. It has free public calculators and planning tools, and a private account where you track spending, loans, savings and investments over time.

No. Every calculator and planning tool works without signing up. An account lets you save results and keep them up to date with your own figures.

It keeps the numbers you entered. A loan from the EMI calculator becomes a tracked loan, the income tax calculator becomes your salary profile, deposit calculators become holdings, and other results are saved to My plans. If you are not signed in, FID holds the inputs while you create an account and then saves them.

No. FID never asks for bank, card or UPI credentials, does not use account aggregators, and does not read SMS. Everything in your account is entered by you — typed in, or imported from a statement file you choose to upload.

Linking is convenient, but it gives an app ongoing access to all of your transactions. FID takes the opposite approach: you decide exactly what goes in, and a monthly update screen keeps it current in a few minutes.

Pages are served over HTTPS, passwords are stored as one-way hashes, and each account and family group can only see its own data. FID does not sell personal data or show third-party advertising.

Yes. You can delete individual transactions, loans, holdings and plans at any time. To delete your whole account, send a privacy request through the contact page from your registered email address.

No. Results are estimates for educational purposes only, based on the assumptions you enter. They are not financial, tax or investment advice. For decisions specific to you, speak to a qualified adviser.

FID stores slabs, limits and government scheme rates with their effective dates and a link to the official source, and updates them when new notifications are issued. The methodology page explains every formula.

Banks and fund houses can differ in rounding, compounding dates and when instalments are counted. FID states its conventions on the methodology page so you can see exactly what was assumed.