Mutual fund returns calculator
Enter what you invested and what it is worth now to see absolute return and CAGR.
Example result
- Gain / loss
- ₹80,000
- Absolute return
- 80.00%
- CAGR (annualised)
- 12.47%
How this is calculated
For a single investment held for t years:
Absolute return = (current ÷ invested − 1) × 100CAGR = ((current ÷ invested)1/t − 1) × 100
CAGR assumes one purchase date. For SIPs or multiple purchases, XIRR is the right measure.
Questions
What is the difference between absolute return and CAGR?
Absolute return is the total percentage change, regardless of time. CAGR spreads that change evenly across the years, which makes investments of different durations comparable.
Can I use this for SIP investments?
Not accurately. A SIP has many purchase dates, so CAGR on the total would understate the return. Use XIRR for SIPs; FID will add an XIRR calculator.
Should I use CAGR for periods under a year?
Annualising very short periods can exaggerate returns. For holdings under a year, the absolute return is usually more meaningful.
Estimates for educational purposes only. Not financial, tax or investment advice.